TIDEPOOL INSIGHTS

TIDEPOOL offers investment insights to help our plan participants understand and leverage the model portfolio options presented in each pooled plan. We work continually with our portfolio design affiliate to provide the best possible investing options, as markets evolve.
HEDGE FUND REPO BORROWING
To understand and anticipate liquidity risk events, we believe it is critical to understand and track (to the extent...
SHADOW BANKS
"Shadow banks" are not well understood or widely analyzed in financial literature. But they control a very large...
401k PLAN RISK
To understand the risk inherent in your 401(k) plan in a volatile financial market, you must understand the...
THE LIQUIDITY RISK CYCLE
The liquidity risk cycle shows the interplay between risk factors that critically affect the value of any asset...
WHAT HAPPENED AT SILICON VALLEY BANK?
What caused a run on the bank's deposits? The short answer is, a liquidity problem caused by mis-marking asset values...
ASSET WRITE-DOWN: WHEN IS IT NECESSARY?
Plan fiduciaries are required to do an asset write-down of the fair value of an asset has significantly dropped. (See,...
About this Blog
These INSIGHTS help plan participants better understand the portfolio options available, so particpants can make the best possible choices to individually manage their plan.
In particular, we focus on liquidity risk and its various triggers. Markets might rise and fall when impacted by things like inflation, employment, etc. But these factors are unlikely to produce large losses in a portfolio, standing alone.
History shows, time and again, that large losses are caused by liquidity risk. This true at the portfolio level, company level, or system-wide. Thus, anticipating likely liquidity risk is a critical step in avoiding large losses. This is our primary research focus.