These INSIGHTS help plan participants better understand the portfolio options available, so particpants can make the best possible choices to individually manage their plan.

In particular, we focus on liquidity risk and its various triggers. Markets might rise and fall when impacted by things like inflation, employment, etc. But these factors are unlikely to produce large losses in a portfolio, standing alone.

History shows, time and again, that large losses are caused by liquidity risk. This true at the portfolio level, company level, or system-wide. Thus, anticipating likely liquidity risk is a critical step in avoiding large losses. This is our primary research focus.